Microfinance loans are offered to new branches of the bank like Oroquieta, Malaybalay, and Liloy as well as to the following financial solution centers: Talakag, Dumingag, Manukan, and Aurora, Bacolod, and Puerto.
As of end of July 2008, the total loan portfolio is already at Php39.6M for 3,715 loan accounts. Of this figure, Php33M or 83% is credited to FAME, while the remaining Php6.6M or 17% goes to MAP. The financial solution centers have registered a total of Php3.9M loans for 317 accounts.
While the portfolio at risk is placed at 5.31% which is above the acceptable standards, the MFU has embarked on a massive campaign to lower PAR and maintain quality loan portfolio. Everyone is practically into PAR fighting, and hopes to see positive results in the next few months.